Rent It! ... Love It! ... Buy It!
Discover a New Path to Homeownership
What do I need to qualify?
580
FICO Score
12+ Month
Rental History
<50%
Debt to Income
3.5%
Down Payment
We simplify the process so you can take control and move towards financial stability.
We will buy your dream home while you prepare for your mortgage
Who are Link Customers?
- First time home buyers
- Self-employed
- 1099 and gig workers
- Relocation buyers
- New job candidates
- College graduates
- Student loans burdened
- ITIN / DACA cardholders
- Multi-generational households
- Credit issues preventing mortgage approval
- Those in life transition
- Near Quals who just need a little time
Customer Application Examples
See how our program helps buyers in unique financial situations.
Income: $145k | Credit: 680
Challenge: 2 FT jobs w/ no seasoning & $100k student loan burden.
Did not qualify for traditional loan.
✓ Link Approved for $425,000
Income: $85k | Credit: 630
Challenge: Self-employed for 7 months & insufficient housing docs.
Did not qualify for traditional loan.
✓ Convertible Lease Approved for $320,000
Income: $124k | Credit: 673
Challenge: Self-employed plus $200k in student loan debt.
Qualified for traditional loan of $275k.
✓ Link Approved for $400,000
Income: $94k | Credit: 655
Challenge: ITIN tax status.
Completed pre-purchase counseling.
✓ Link Approved for $335,000
The Process
8 simple steps from application to purchasing your home.
Apply
Submit your free application online in under 5 minutes.
Pre-Qualify
Get approved for your maximum home purchasing budget.
Find a Home
Browse qualifying MLS listings in your dream neighborhood.
Make an Offer
We purchase the home on your behalf with cash.
Final Approval
Complete property inspection and lease agreement setup.
Sign Lease & Deposit
Finalize lease terms and initial option deposit.
Closing & Move-In
Get your keys and move into your new home right away.
Buy When Ready
Exercise your option to buy with mortgage financing.
Real Stories from Real Clients
We have helped thousands of families secure their housing future.
Pete & Jill's Story
Home Sellers turned Rent-To-Own Buyers
Pete & Jill were looking to sell their existing home, cash out and take advantage of the housing market. They decided that after selling their home they would rent for a couple of years and buy once the market turns. We listed their home for $525k and received multiple offers the first week and three weeks later, they sold their home for $572k, well over their asking price. Once their home was sold, they were approved through our rental program and we helped them find a beautiful new home, in an awesome neighborhood, with great upgrades and finishes.
✓ "We have helped thousands of families secure their housing future."
Katie's Story
Divorce Transition & Homeowner
While recovering from her recent divorce, Katie needed a stable home keeping her 3 daughters in their schools. We helped her find a home in the neighborhood she wanted to establish her future. After just two years, she purchased the home for $240k. 6 years later, Katie’s still living in her home with her daughters, and her home is now worth over $350k!
✓ "We have helped thousands of families secure their housing future."
Welcome to the Future of Homeownership!
75
Metros
3,035
Cities
57,000++
Happy Customers
... On a New Path to Financial Freedom
Start Your Journey Today!
Fill out this simple questionnaire to check your rent-to-own eligibility in Colorado.
Get In Touch Directly
James Brown — James Brown Realtor | eXp Realty Colorado
james@jamesbrownrealestate.com